Built for the Nigeria Tax Act 2025 PAYE bands

Pay your staff right, every single month.

SMATHR calculates PAYE, Pension and NHF the way Nigerian law actually requires it — then hands you the HR admin that comes with running a team: staff records, bulk onboarding, leave, payslips.

No card required to get started.

Adaeze Okafor
EMP-014 · Product Design
Feb 2026
Basic Salary₦350,000.00
Housing Allowance₦100,000.00
Pension (8%)-₦36,000.00
PAYE Tax-₦14,250.00
Net Pay₦399,750.00
Auto-calculated
PDF-ready

Payroll that follows the current tax bands, not last year's.

Chargeable income is worked out after pension, NHF and documented rent relief — then taxed at 0% up to ₦800,000 and progressively from 15% to 25% above that, matching the Nigeria Tax Act 2025 framework effective January 2026.

  • PAYE, Pension and NHF computed automatically
  • Rent relief support (20% of rent, capped at ₦500,000/yr)
  • Editable statutory rates if regulations change
Chargeable incomeBand applied
First ₦800,0000%
₦800,000 – ₦3,000,00015%
₦3,000,000 – ₦12,000,00018%
Above ₦50,000,00025%

Onboard one person, or your whole headcount, at once.

Add employees one at a time with full profiles — bank details, TIN, RSA pension PIN — or drop in a CSV and SMATHR creates departments, roles and login credentials automatically.

  • Bulk CSV import with row-by-row validation
  • Auto-generated employee numbers and temporary passwords
  • Forced password change on first login
first_namedepartmentbasic_salary
JohnEngineering350000
JaneHuman Resources280000
TundeSales220000

Imported in one upload — new departments created on the fly.

Every employee gets their own portal.

Staff log in with a company code, their email and a password to view payslips, request leave, and keep their bank details current — without emailing HR for every small update.

  • Self-service payslip history
  • Leave requests with admin approval
  • Separate, isolated login from the admin dashboard

Employee Self-Service Portal

Payslips · Leave · Profile — all in one place.

From signup to payday in three steps

1
Register your company

Create your admin account and get a unique company code for your team.

2
Add your employees

One by one, or all at once with a CSV import — complete with pay details.

3
Run payroll

Preview the numbers, confirm, and payslips are ready for every employee.

Simple, flat pricing

No per-payslip surprises. Pick what fits your headcount today.

Starter

₦15,000/month

Up to 20 employees

  • Payroll & payslips
  • Employee self-service portal
  • Leave management
Start free
Enterprise

Custom

100+ employees

  • Everything in Growth
  • Dedicated onboarding
  • Priority support
Talk to us

Frequently asked questions

SMATHR applies the Nigeria Tax Act 2025 PAYE bands (effective 1 January 2026): 0% on the first ₦800,000 of chargeable income, then progressive rates from 15% to 25%. Statutory rates are also editable in your company settings if regulations change.

Yes. Every employee gets a separate self-service login using your company code, their email, and a password — completely isolated from the admin dashboard.

Download our CSV template, fill in your staff details, and upload it. SMATHR validates each row, creates missing departments and job roles, and generates login credentials automatically.

Yes. SMATHR is multi-tenant — every company's employees, payroll runs and settings are strictly scoped to that company's account.

Ready to run payroll the right way?

Set up your company in minutes. No card required.

Create your company account